CONSTRUCTION FINANCE SPECIALISTS
Construction Finance
Approved Fast
Utes, equipment & business loans for builders, contractors and self-employed Australians.
✓ Fast approvals
✓ Self-employed income accepted
✓ Access to 30+ lenders - we find you the best deal
30+ Lenders 24hr Fast Approval
Car & Ute Finance
Finance your next ute, van or work vehicle fast. Self-employed income accepted, chattel mortgage or novated lease options.
Business Loans
Flexible funding to manage cashflow, win new contracts and grow your construction business. $10K–$500K available.
Equipment Finance
Get funded for tools, machinery, excavators, trucks, trailers and more. Rates from 7.49% p.a. with same-day approvals.
Renovation Loans
Finance options to renovate or improve a residential or commercial property. Great for builder-owners and investors.
WHAT WE OFFER
Finance Solutions Built
for Your Business
We understand construction income. Whether you're ABN, self-employed or running a team — we find the right lender for you.
Built for Construction.
Not for Everyone.
Most lenders don't understand construction income. We do. Our brokers work exclusively with builders, contractors and self-employed Australians - so we know how to get your loan approved where others can't.
CONSTRUCTION EXPERTS
LOW RATE LOANS
FAST APPROVALS
SELF EMPLOYED EXPERTS
WHY CHOOSE BUILDCAP
HOW IT WORKS
Approved in 4 Simple Steps
Tell Us What You Need
Fill in our 2-minute form with your loan type and amount. No credit check at this stage.
We Compare Lenders
Your broker searches 30+ lenders and finds the best match for your situation.
You Get Approved
Same-day or next-day approval in most cases. We handle the paperwork.
Funds Hit Your Account
Money is settled quickly — often within 24–48 hours of approval.